April 2022 Education Meeting

IF ATTENDING IN PERSON, PLEASE NOTE THE LOCATION!

FREE TO FPA MEMBERS ($60 for in-person non-members; $40 fee for virtual non-members)


TOPIC #1: Self-Directed Retirement Accounts for Further Diversification

SPEAKER: Ryan Fischer

About the program: Are you and your clients seeking further diversification beyond stocks and bonds? If so, you will be interested to learn the benefits and features of a self-directed IRA/401k as a means to hold assets that can further diversify portfolios beyond traditional stocks and bonds, all while growing them in tax advantaged accounts. There are a wide variety of assets that can be held in these types of accounts from real estate to private placements to precious metals, or even distressed mortgage notes. The presentation will share some of the how to’s, things to be aware of, types of investments, and what types of investors/clients might make a good fit for these types of accounts.

About the speaker: Ryan Fischer is a Villanova University graduate and fourth generation real estate investor. He is presently the Account Executive of CAMA Self-Directed IRA, LLC (dba CamaPlan). CamaPlan is a national company headquartered in Ambler, PA. Ryan has implemented plans and managed millions of dollars in real estate transactions. He has been able to increase his personal net worth and control many endeavors with the self-direction tools available. In addition to his hands-on experience, he has the opportunity to speak to many groups including real estate investors and brokers, CPAs, financial advisors, and mortgage professionals about the power and possibilities of IRA, 401(k), and qualified plan self-direction. Ryan’s unique background, education, experience, and empirical information relating to business, finance, technical requirements, and overall management makes him a key element in the success of his clients controlling their own financial future.

TOPIC #2: Wealth Planning Across Life Stages – Strategies for clients in three key generations    

SPEAKER: Jeffrey R. Brooks

About the Program: The tax planning strategies that are most relevant to a particular client vary depending on the client’s age, life stage and other contextual factors. Advisors can add significant value by recognizing the strategies that are most immediately relevant to their clients, and helping to implement these strategies on an individualized, context-sensitive basis. Join Jeff Brooks, a wealth strategist at Capital Group and former tax and estate planning attorney, as [she/he] explains the different planning strategies that should be top-of-mind for Millennial, Gen X and Baby Boomer clients, and how to evaluate these strategies based on individual client needs and circumstances.

About the Speaker: Jeffrey R. Brooks is a wealth strategist at Capital Group, home of American Funds. He has 25 years of industry experience and has been with Capital Group for three years. Prior to joining Capital, Jeff worked in the role of senior wealth strategist at UBS Financial Services and before that in a similar role at Merrill Lynch/Bank of America. Earlier in his career, Jeff practiced law exclusively in the areas of probate, trust and estate administration and worked for a Probate Court. He received a juris doctor degree from the University of Missouri, Columbia and holds a bachelor’s degree in journalism (broadcast sequence), also from the University of Missouri, Columbia.  Jeff is based in Los Angeles.

Continuing Education:

FPA NEO will request credit for these programs, which will total two hours of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available.

Registration for this event is now closed. 

March 2022 Education Meeting

IF ATTENDING IN PERSON, PLEASE NOTE THE LOCATION!

FREE TO FPA MEMBERS ($60 for in-person non-members; $40 fee for virtual non-members)

TOPIC #1: What Lenders Look for When Underwriting Personal Credit
SPEAKER: Joseph F. Fragapane

About the Program: This presentation will give a general overview of key financial components involved when lending to individuals. Categories of financial analysis will cover the personal financial statement, qualifying personal cash flow, credit scores and what impacts ratings, personal debt leverage, and identifying various collateral and loan to value percentages. The learning objective is to provide attendees a better foundational understanding of the credit underwriting process to assist their clients in obtaining loan products and services.

About the Speaker: Joseph Fragapane is Senior Vice President & Team Leader, Private Banking Group at First National Bank. Joe has over 37 years of comprehensive experience in consumer banking and commercial private banking working with affluent individuals, entrepreneurs, and small business owners. He’s an accomplished lender focused on providing credit solutions and customizing loans for personal, business and investment purposes. Joe works closely with accountants, attorneys, financial planners, investment advisors and insurance consultants as a collaborative and vested partner in the best interest of shared clients. His approach and passion as a banking advisor is relationship-driven, being value added and having impact on improving the clients’ financial condition. Clientele consist of highly successful financial achievers as well as the emerging affluent. They include physicians and other medical professionals and groups, small business owners, real estate investors and developers, business executives and family-owned companies, law firms and attorneys, accounting firms and CPA’s, financial planners, investment and insurance advisors, and other professionals. Joe has an undergraduate degree in Finance from Miami University and an MBA from Baldwin Wallace University

TOPIC #2: Your Niche Is Awaiting – Wealth at Work
SPEAKER: Patrick Clunan

About the Program: Demonstrating your value, building your client relationships and finding new leads have become harder to do. To differentiate yourself from the competition, advisors have to find a way to carve out their niche. By helping your clients realize the full potential of their complex compensation packages, you’ll be able to stand out and grow your practice.

About the Speaker: Patrick Clunan is the manager of the Learning Center, the value-add program for Columbia Threadneedle Investments. He is responsible for the implementation of the Learning Center’s resources with the company’s wholesaling teams. Patrick also manages the various business units that make up the value-add resource. He has been featured as a keynote speaker at numerous regional and national conferences. Patrick also travels the country working with advisors, clients and other financial professionals, offering education and insight into retirement planning strategies and other in-focus topics. Prior to his current role, he was a regional sales director. Patrick joined one of the Columbia Threadneedle Investments firms in 2010. Previously, he worked as an internal wholesaler with John Hancock Annuities. Patrick has been a member of the investment community since 2005. He received a B. A. in Business Administration from Saint Michael’s College. Patrick holds the Series 7 and 66 licenses with FINRA.

Continuing Education:

FPA NEO will request credit for these programs, which will total two hours of CE from the CFP® Board of Standards for CFP® designation holders and one credit (2nd presentation) for CIMA designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available.

Registration for this event is now closed. Email admin@fpa-neo.org with questions.

February 2022 Education Meeting

IF ATTENDING IN PERSON, PLEASE NOTE THE NEW LOCATION!

TOPIC #1: Estate Planning Concepts and Considerations
SPEAKER: Joel D. Cavanaugh

About the Program: This presentation will walk the attendant through basic and more complex concepts and considerations that are involved with estate planning.  In addition to a basic understanding of the documents and concepts involved with estate planning, we will also discuss more complex issues involved with planning, such as probate versus non-probate classifications, estate-tax considerations, long-term care planning, and other relevant considerations that go into developing and constructing an estate-plan that works for the client.

About the Speaker: Joel D. Cavanaugh graduated from the University of Akron with a Bachelor’s Degree in English and attended the University of Akron School of Law, where he graduated Summa Cum Laude.  He practices in the area of estate planning, estate and trust administration, real estate, and general corporate matters.  Attorney Cavanaugh is a partner at Hanna, Rasnick, Evanchan, Palmisano, Hobson & Fox in Akron, Ohio.

TOPIC #2: Creative Options for Successful Long Term Care Insurance Planning
SPEAKER: David J. Seiger  

About the Program: The presentation will cover the state of the LTC Insurance market to include traditional LTC, Linked Life/LTC, Annuity/LTC, and Life Insurance with Acceleration for Long Term Care.  Planning tools to position and pay for LTC Insurance.  The more critical need for LTC Insurance planning in a post-Covid world.

About the Speaker: For more than 25 years, David Seiger has focused his career on a commitment to preserving client’s assets and choice for care as they age. As a young attorney, David saw how a failure to plan for the cost of care can eat through a person’s assets, only to rely on family or Government assistance.  David pivoted his career to develop and insurance practice that focuses on protecting individuals and families at the most vulnerable point in their lives. A licensed agent, David is a graduate of Touro College in New York and the University of Baltimore School of Law.  He is the vice-president of Long Term Care insurance marketing and a Senior Health Specialist with the Berson-Sokol Agency, Inc. in Cleveland, Ohio.  David frequently writes articles and lectures about the importance of long term care insurance.

Continuing Education:

FPA NEO will request credit for these programs, which will total two hours of CE from the CFP® Board of Standards for CFP® designation holders and one credit from the Ohio Board of Insurance. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available.

Registration is now closed for this event. Please email admin@fpa-neo.org with questions.

January 2022 Education Meeting

FREE TO FPA MEMBERS ($40.00 fee for non-members)


TOPIC #1: Tax Update: Hot Topics for 2022
SPEAKER: Scott Swain

About the Program: Another year in the books, and we finally know what the tax regime looks like for 2022, we think! This presentation will focus on tax law changes for 2022 and how they will impact our clients. Depending on whether any legislation goes through, this may be the focus of the presentation. If no significant changes get done, then I will spend more time on some appropriate strategies for income and estate tax planning in 2022. Topics will likely include retirement planning in general, Roth IRA’s, donor advised funds, and opportunistic estate planning vehicles.

About the Speaker: Scott has nearly 30 years of experience working in the accounting and financial services industries, including 18 years focused on planning and tax compliance for high-net-worth individuals. He specializes in income and estate tax planning for individuals and has a tremendous amount of experience working with complex trusts, family partnerships and other entities from an estate planning perspective. Scott also has significant experience in assisting clients with their investment assets, including global asset allocation construction, investment selection and performance monitoring.

TOPIC #2: Risks and Opportunities in the Post-COVID Economy
SPEAKER: Brandon Zureick, CFA

About the Program: While the fallout from COVID was devastating, swift action from policy makers led to a historically rapid economic and market recovery. However, investors face a growing list of uncertainties – from rising inflation to changing monetary and fiscal policy. In this session, we explore the risks and opportunities of investing in a post-COVID economy. From rising inflation to changing monetary and fiscal policy, investors face a growing list of uncertainties.

About the Speaker: Brandon Zureick joined Johnson Asset Management in 2011 and serves as a Director and Portfolio Manager. Brandon is also a Principal of the firm and serves as a member of the Fixed Income Strategy Team. His primary responsibilities include fixed income portfolio management and macro-economic strategy. Previously, Brandon held the position of Fixed Income Analyst & Trader. Prior to joining the firm, Brandon was a Portfolio Analyst for Robert W. Baird. He received a B.S. in Finance from University of Cincinnati and holds the Chartered Financial Analyst Designation.

Continuing Education: FPA NEO will request credit for these programs, which will total two hours of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available.

Reservation Policy:

VIRUTAL: All attendees must register in advance before noon on 1/19/22. Virtual cost is free for FPA members and $40 for non-members.


Event registration is closed. Email admin@fpa-neo.org for more information. 

Webinar: FAFSA Changes that WILL Impact Your Clients

About the program: Unbeknownst to most, the COVID relief bill passed at the end of 2020 included some significant changes to the FAFSA. These changes will likely be a huge disruption in the college planning landscape that will require new strategies for your clients. There are distinct winners and losers with the new legislation. These changes sit on top of the massive changes to the college process in the last 2 years, including how colleges award scholarships, ACT testing cancellations and rules for how/when colleges can offer deals to families. This presentation will educate advisors around the impact the changing landscape will have on their clients and provide opportunities to be able to work with multiple generations!

About the speaker: As Education and Partnership manager at College Inside Track, Cozy Wittman speaks nationally about college search, educating families and training financial advisors and other professionals who work with families with high schoolers. College search has become increasingly complex, the nuances hard to understand; Cozy is passionate about dispelling myths that cost families money! Cozy is excited to connect with organizations and families interested in learning more about the complex college search process.  She is a mom of 5 kids with very different goals for college so she is no stranger to the challenges around college search.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation Policy – This webinar program is complimentary and all attendees are encouraged to register in advance to ensure there is time to receive appropriate webinar login credentials.

Webinar: ESG at Capital Group: We integrate environmental, social and governance (ESG) issues into our investing approach

About the Program:The presentation explores why ESG is a strategic priority at Capital Group; The resources we have committed to the effort; Capital’s approach to ESG integration; and, how ESG considerations are integrated at the level of the portfolio, and the individual investment.

About the Speaker: Natalya Zeman is an ESG investment specialist at Capital Group. She has five years of industry experience, all with Capital Group. Natalya began her career at Capital as a participant in the Capital Associates Program, a two-year series of work assignments in various areas of the organization. She holds a bachelor’s degree in music from Oxford University. Natalya is based in New York.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation is now closed for this event. 

Webinar: Actionable Strategies for Maneuvering through Volatility

About the Program: Heighted market volatility from 2020 has spilled over into 2021.  From COVID-19 uncertainty to the impact of active retail investors on financial markets, volatility will likely remain elevated for the foreseeable future.  Keeping clients invested through these choppy markets is challenging.  Harbor Capital Advisors wants to equip advisors and their clients with strategies to avoid emotional decisions and behavioral biases that plague many investors.  Join Ross Frankenfield, of Harbor Capital Advisors, for a robust discussion and actionable insights designed to help advisors navigate the uncertainty and create better outcomes for clients.

About the Speaker: Ross Frankenfield is a managing director at Harbor Capital Advisors, Inc. He leads the Investment Strategy Team that provides insights on financial markets and serve as product specialists for Harbor’s investment strategies.  Prior to joining Harbor, Ross was an analyst at Financial Research Corporation, where he engaged in the analysis of trends within the financial services industry and contributed to FRC’s suite of research publications.  He earned a B.A. in Economics from Colby College. Ross is a CFA® charterholder, a member of the CFA® Institute and the CFA® Society Boston, Inc.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation Policy – This webinar program is complimentary and all attendees are encouraged to register in advance to ensure there is time to receive appropriate webinar login credentials.

REGISTER HERE

Webinar: Attracting The Next Generation of Financial Planning Clients Using Student Loan Planning

About the Program: For most Gen X and Gen Y clients, the biggest financial concern in their lives is how they should manage their student loan debt.  With 44.7 million Americans currently holding over $1.56 trillion in student loan debt, the need for expert guidance is large and growing quickly.  Student loan planning is a great way to position your firm to attract the next generation of clients, create new opportunities with your current clientele, as well as build the generational relationships that ensure the longevity of your firm.

About the Speaker: Ryan S. Galiotto, MBA, CFP® is a Certified Financial Planner™ with Fields Financial Services based in Hopwood, PA that specializes in helping clients build strategies to manage their student loan debt.  In 2020, he created The Student Loan Practice, an online course aimed at teaching financial advisors how to help their clients with student loan debt.  Ryan holds a Bachelor’s Degree in Finance from Liberty University and a Master’s of Business Administration from Waynesburg University.  He and his wife Bethany reside in Jefferson Hills, PA just outside of Pittsburgh.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation Policy – This webinar program is complimentary and all attendees are encouraged to register in advance to ensure there is time to receive appropriate webinar login credentials.

REGISTER HERE


 

Webinar: Planning for Care

About the Program: Many people spend months planning for vacations, years planning for children or decades planning for their financial futures.  However, most people spend little to no time planning for the care they will likely need as they age.  There are many reasons for this failure to plan, ranging from lack of information, to fear or even religious beliefs, but ultimately most of us will find ourselves in the position of needing to make such plans, either for ourselves or our loved ones.  In this session, you will learn about how to discuss the need to plan for care with your clients and the basics of the care planning process.  An essential component to care planning involves financial planning as the care required can be quite expensive. Care planning also involves the need to establish trusting relationships with your clients as they are asked to provide personal details about themselves and their wishes for their lives as they age. We will talk about options for care and how to plan for care for oneself or for aging family members to assist you in addressing the concerns of clients of any age.

About the Speaker: Sarah Parran is a geriatric care manager who founded Senior Care Connections, LLC in 2003.  As a geriatric care manager, she works with clients and their families to assess their current functional status and develops plans with them to address both their immediate concerns and their long-term care needs.  She is a masters-prepared social worker with over 30 years’ experience in the fields of health care and aging.  She is a licensed independent social worker with supervisory designation and holds a care management certification from the National Academy of Certified Care Managers. Sarah worked at University Hospitals of Cleveland for 18 years, first as a clinical social worker and then as the Director of Social Work for 12 years.  She is an adjunct instructor at the Mandel School of Applied Social Sciences at Case Western Reserve University and has been a clinical instructor at the CWRU School of Medicine.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation Policy – This webinar program is complimentary and all attendees are encouraged to register in advance to ensure there is time to receive appropriate webinar login credentials.

REGISTER HERE

Webinar: The Anatomy of a Recession: What to Look for and Where We’re Headed

About the Program: The Anatomy of a Recession (AOR) program is designed to help you stay on top of the business cycle, providing thoughtful insight through our exclusive recession risk and recovery dashboards. Updated monthly, AOR offers a concise, practical look at what the key indicators are saying about the United States economy and the potential impact on the equity markets from ClearBridge Investments.

About the Speaker: Corey Hardie is a Portfolio Specialist at ClearBridge. Corey joined ClearBridge in 2014 and has nine years of investment industry experience. As an investment specialist, Corey provides capital markets and economic analysis, as well as portfolio construction and fundamental equity research insights, to audiences ranging from broker/dealers, financial advisors, institutional clients, and investment consultants. Prior to joining ClearBridge, he was Client Service Specialist at Atalanta Sosnoff Capital. He received a BS in Business Administration from the Gabelli School of Business at Fordham University, with a concentration in Finance.

Continuing Education – FPA NEO will request credit for this program, which will offer one hour of CE from the CFP® Board of Standards for CFP® designation holders. A general certificate of completion and one for CPA designees who feel the program satisfies their continuing education requirements will also be available. You must be attentive on the webinar for at least 50 minutes of programming to receive credit.

Reservation Policy – This webinar program is complimentary and all attendees are encouraged to register in advance to ensure there is time to receive appropriate webinar login credentials.

REGISTER HERE